Terms of Use

Last updated: January 12, 2025

Agreement between User and blog.stocksift.com

Welcome to the Stocksift Blog. The blog.stocksift.com website (the "Site") is comprised of various web pages operated by Stocksift LLC (referred to as either "the Company", "We", "Us", "Our", or "Stocksift"). blog.stocksift.com is offered to you conditioned on your acceptance without modification of the terms, conditions, and notices contained herein (the "Terms"). Your use of blog.stocksift.com constitutes your agreement to all such Terms. Please read these terms carefully, and keep a copy of them for your reference.

The Terms applies to your access to the website, mobile app, widgets, APIs, emails, and other online products and services (collectively, the "Services") provided by the Site.

The Stocksift Blog is a blog and newsletter publication that offers stock trading tips, trading strategies, and AI-driven stock picks to individual traders and investors for informational and stock research purposes.

Acceptance of Terms

By accessing or using our Site or subscribing to our newsletter, you agree to comply with and be bound by these Terms of Use. If you do not agree to these terms, please do not use our website or services.

Stocksift Disclaimer

Nothing on blog.stocksift.com should be considered personalized financial advice. Stocksift, its managers, employees, and assigns (collectively "The Company") do not guarantee or warrant the accuracy of the advertisements on this site. The Company is not registered or licensed by any governing body in any jurisdiction to provide investment advice or recommendations. The Company is not affiliated with, nor does it receive compensation from, any specific security.

If you disagree with any part of our Terms, please refrain from using our Site, Services, Content, or Information. Your continued use of the Site, Services, Content, or Information indicates your acceptance of and agreement to our Terms of Use.

Investing in stocks and trading in financial markets involve significant risk, including the potential loss of principal. Most traders lose money, and past performance is not indicative of future results. Trading is speculative and should only be conducted with capital you can afford to lose. Consult with a qualified financial advisor before making any investment decisions based on the information provided on this site.

We are not certified financial advisors, Commodity Trading Advisors (CTAs), Commodity Pool Operators (CPOs), or any other type of licensed financial professionals. The information and content provided on this site should not be construed as financial advice or as a solicitation to buy or sell any securities.

Stocksift and its founders, owners, and developers disclaim any liability for direct or indirect loss or damage arising from the use of this site or the information provided. Use the site at your own risk.

Consult with financial, legal, and tax professionals regarding your individual circumstances before making any investment decisions.

Disclaimers

  1. Disclaimer for Stocksift LLC: Stocksift LLC is not a registered investment advisor, legal advisor, tax advisor, financial advisor, or a broker/dealer. All investment/financial opinions expressed on our Website (blog.stocksift.com) by Us or our users are personal opinions and not meant as investment advice or financial advice and must be used for informational purposes only.
  2. Financial Data Disclaimer: Stocksift sources it's financial data from a third-party provider, therefore, We (Stocksift LLC) make no claims or guarantees that the financial data displayed on our website (blog.stocksift.com) is accurate or without error.
  3. Artificial Intelligence (AI) Disclaimer: The information displayed in our blog or newsletter is processed in part by Our internal Stocksift software algorithms and We use a third-party AI tool (ChatGPT) to generate information displayed to the User. The information displayed or generated by Our internal AI and third-party AI (artificial intelligence) tools are for educational purposes only. Our tools and AI usage is not substitute for a licensed financial advisor and does not offer personalized financial advice. Users should conduct their own research or consult with a licensed financial advisor before making any investment decisions. The creators of Stocksift (Stocksift LLC and it's developers) are not responsible for any investment actions taken based on the information provided by Our AI tools or our third-party usage of AI tools like ChatGPT. It is important to understand that AI can make mistakes.
  4. Not Financial Advice: The information contained on this Website is not intended as, and shall not be understood or construed as, financial advice. Regardless of anything to the contrary, nothing available on or through this Website should be understood as a recommendation that you should not consult with a financial professional to address your particular information. Stocksift LLC expressly recommends that you seek advice from a professional.
  5. Do Your Own Research: The content on our Website must be used for informational purposes only. It is very important to do your own research and analysis before making any investment based on your own personal circumstances. You should take independent financial advice from a professional in connection with, or independently research and verify, any information that you find on our Website and wish to rely upon, whether for the purpose of making an investment decision or otherwise.
  6. Past Performance Does not Necessarily Predict Future Results: Past performance is not a guarantee of future return, nor is it necessarily indicative of future performance. Keep in mind investing involves risk. The value of your investment will fluctuate over time and you may gain or lose money. You are responsible for all the risks and financial resources you use. You should not engage in trading or investing unless you fully understand the nature of the transactions you are entering into and the extent of your exposure to loss. If you do not fully understand these risks you must seek independent advice from your financial advisor.

Privacy Policy

Your use of blog.stocksift.com is subject to Stocksift's Privacy Policy. Please review our Privacy Policy, which also governs the Site and informs users of our data collection practices.

Electronic Communications

Visiting blog.stocksift.com or sending emails to Stocksift constitutes electronic communications. You consent to receive electronic communications and you agree that all agreements, notices, disclosures and other communications that we provide to you electronically, via email and on the Site, satisfy any legal requirement that such communications be in writing.

Your Account

If you use this site, you are responsible for maintaining the confidentiality of your account and password and for restricting access to your computer, and you agree to accept responsibility for all activities that occur under your account or password. You may not assign or otherwise transfer your account to any other person or entity. You acknowledge that Stocksift is not responsible for third party access to your account that results from theft or misappropriation of your account. Stocksift and its associates reserve the right to refuse or cancel service, terminate accounts, or remove or edit content in our sole discretion.

Children Under Thirteen

Stocksift does not knowingly collect, either online or offline, personal information from persons under the age of thirteen. If you are under 18, you may use blog.stocksift.com only with permission of a parent or guardian.

Use of Content

All content on the Site and newsletter is for informational purposes only and is not intended as financial advice. We are not liable for any trading decisions or actions you take based on our content. Always consult a professional financial advisor before making investment decisions.

Intellectual Property

The content, design, and branding on this Site and in our newsletters are the intellectual property of Stocksift LLC. You may not copy, reproduce, or distribute any content without prior written permission.

There are no fees for the use of many aspects of the Services. However, some services may be available for purchase ("Paid Services"). In addition to these Terms, by purchasing or using Paid Services, you further agree that all purchases and subscription plans are nonrefundable and are sold "As Is".

Stocksift may change the fees or benefits associated with the Paid Services from time to time with reasonable advance notice of material changes; provided, however, that no advance notice will be required for temporary promotions, including temporary reductions in the fees associated with the Paid Services.

You may submit your debit card, credit card, or other payment information ("Payment Information") via our Services to purchase the Paid Services. We use third-party service providers to process your Payment Information. If you submit your Payment Information, you agree to pay all costs that you incur, and you give us permission to charge you when payment is due for an amount that includes these costs and any applicable taxes and fees.

Some parts of the Services are available only with a paid subscription offered by Stocksift to You (collectively, "Subscriptions").

Depending on the type of Subscription plan you select when purchasing the Subscription, You will be billed in advance on a recurring and periodic basis (such as monthly or annually).

At the end of each period, Your Subscription will automatically renew under the exact same conditions unless You cancel it or Stocksift cancels it.

Subscription Terms

  • Free Newsletter: By subscribing to our free newsletter, you consent to receive periodic emails from us.
  • Premium Newsletter: Premium subscriptions are subject to separate payment terms and conditions provided during signup.
  • You may unsubscribe at any time by clicking the "unsubscribe" link in our emails.

7-Day Free Trial

Eligibility and Activation

  1. Eligibility: The 7-day free trial ("Trial") is available to new users who have not previously subscribed to our service. We reserve the right to determine your eligibility for the Trial.
  2. Activation: To activate the Trial, you must register for an account and provide a valid payment method. Your payment method will not be charged until the Trial period ends.

Trial Period

  1. Duration: The Trial begins immediately upon account registration and activation, and it lasts for 7 consecutive days.
  2. Usage: During the Trial, you will have access to all features available in the selected subscription plan without charge.

Transition to Paid Subscription

  1. Automatic Conversion: Unless you cancel your subscription before the end of the Trial period, your account will automatically convert to a paid subscription. The payment method provided during registration will be charged the applicable subscription fee.
  2. Cancellation: You may cancel your Trial at any time before the end of the 7-day period to avoid being charged. To cancel, please follow the cancellation procedure outlined in your account settings or contact our support team (blog@stocksift.com).

Limitations

  1. One Per Customer: The Trial is limited to one per customer. Subsequent attempts to activate an additional Trial may be denied.
  2. Non-Transferable: The Trial is non-transferable and may not be combined with any other offers or promotions.

Modifications and Termination

  1. Changes to the Trial: We reserve the right to modify or terminate the Trial at any time, without prior notice. Any changes to the Trial will be effective immediately upon posting.
  2. Termination of Access: If we determine that you are violating the terms of the Trial or these Terms of Use, we may terminate your access to the Trial immediately.

By registering for the 7-day free trial, you agree to these terms and the general Terms of Use of our service. If you have any questions or need further assistance, please contact our support team (blog@stocksift.com).

Cancellation/Refund Policy

You may cancel Your Subscription renewal at any time through Your Account Settings page or by contacting Stocksift. You will not receive a refund for the fees You already paid for Your current Subscription period and You will be able to access the Service until the end of Your current Subscription period.

When you cancel your Subscription plan, your account will be downgraded to the free plan at the end of Your current Subscription period.

Except when required by law, paid Subscription fees and Paid Services are non-refundable and sold "As Is". Certain refund requests for Subscriptions may be considered by Stocksift on a case-by-case basis and granted at the sole discretion of Stocksift. Please contact us at blog@stocksift.com with any questions.

Billing

You shall provide the Company with accurate and complete billing information including full name, address, state, zip code, telephone number, and a valid payment method information.

Should automatic billing fail to occur for any reason, the Company will issue an electronic invoice indicating that you must proceed manually, within a certain deadline date, with the full payment corresponding to the billing period as indicated on the invoice.

Fee/Price Changes

The Company, in its sole discretion and at any time, may modify the Subscription fees. Any Subscription fee change will become effective at the end of the then-current Subscription period.

The Company will provide You with reasonable prior notice of any change in Subscription fees to give You an opportunity to terminate Your Subscription before such change becomes effective.

Your continued use of the Service after the Subscription fee change comes into effect constitutes Your agreement to pay the modified Subscription fee amount.

Promotions

Contests, sweepstakes or other promotions (collectively, "Promotions") may be offered through the Services. Any Promotions made available through the Services may be governed by rules that are separate from these Terms.

If You participate in any Promotions, please review the applicable rules as well as our Privacy policy. If the rules for a Promotion conflict with these Terms, the Promotion rules will apply.

Disclaimer of Warranties

Stocksift provides content "as is" without any warranties, express or implied. We do not guarantee the accuracy, reliability, or completeness of the information provided.

Limitation of Liability

Stocksift is not responsible for any direct, indirect, or consequential losses arising from your use of our website, blog, or newsletter content.

Stocksift may contain links to other websites ("Linked Sites"). The Linked Sites are not under the control of Stocksift and Stocksift is not responsible for the contents of any Linked Site, including without limitation any link contained in a Linked Site, or any changes or updates to a Linked Site. Stocksift is providing these links to you only as a convenience, and the inclusion of any link does not imply endorsement by Stocksift of the site or any association with its operators.

Certain services made available via blog.stocksift.com are delivered by third party sites and organizations. By using any product, service or functionality originating from the blog.stocksift.com domain, you hereby acknowledge and consent that Stocksift may share such information and data with any third party with whom Stocksift has a contractual relationship to provide the requested product, service or functionality on behalf of blog.stocksift.com users and customers.

International Users

The Service is controlled, operated and administered by Stocksift from our offices within the USA. If you access the Service from a location outside the USA, you are responsible for compliance with all local laws. You agree that you will not use the Stocksift Content accessed through blog.stocksift.com in any country or in any manner prohibited by any applicable laws, restrictions or regulations.

Translation Interpretation

These Terms may have been translated if We have made them available to You on our Service. You agree that the original English text shall prevail in the case of a dispute.

Indemnification

You agree to indemnify, defend and hold harmless Stocksift, its officers, directors, employees, agents and third parties, for any losses, costs, liabilities and expenses (including reasonable attorney's fees) relating to or arising out of your use of or inability to use the Site or services, any user postings made by you, your violation of any terms of this Agreement or your violation of any rights of a third party, or your violation of any applicable laws, rules or regulations. Stocksift reserves the right, at its own cost, to assume the exclusive defense and control of any matter otherwise subject to indemnification by you, in which event you will fully cooperate with Stocksift in asserting any available defenses.

Arbitration

In the event the parties are not able to resolve any dispute between them arising out of or concerning these Terms and Conditions, or any provisions hereof, whether in contract, tort, or otherwise at law or in equity for damages or any other relief, then such dispute shall be resolved only by final and binding arbitration pursuant to the Federal Arbitration Act, conducted by a single neutral arbitrator and administered by the American Arbitration Association, or a similar arbitration service selected by the parties, in a location mutually agreed upon by the parties. The arbitrator's award shall be final, and judgment may be entered upon it in any court having jurisdiction. In the event that any legal or equitable action, proceeding or arbitration arises out of or concerns these Terms and Conditions, the prevailing party shall be entitled to recover its costs and reasonable attorney's fees. The parties agree to arbitrate all disputes and claims in regards to these Terms and Conditions or any disputes arising as a result of these Terms and Conditions, whether directly or indirectly, including Tort claims that are a result of these Terms and Conditions. The parties agree that the Federal Arbitration Act governs the interpretation and enforcement of this provision. The entire dispute, including the scope and enforceability of this arbitration provision shall be determined by the Arbitrator. This arbitration provision shall survive the termination of these Terms and Conditions.

Class Action Waiver

Any arbitration under these Terms and Conditions will take place on an individual basis; class arbitrations and class/representative/collective actions are not permitted. THE PARTIES AGREE THAT A PARTY MAY BRING CLAIMS AGAINST THE OTHER ONLY IN EACH'S INDIVIDUAL CAPACITY, AND NOT AS A PLAINTIFF OR CLASS MEMBER IN ANY PUTATIVE CLASS, COLLECTIVE AND/ OR REPRESENTATIVE PROCEEDING, SUCH AS IN THE FORM OF A PRIVATE ATTORNEY GENERAL ACTION AGAINST THE OTHER. Further, unless both you and Stocksift agree otherwise, the arbitrator may not consolidate more than one person's claims, and may not otherwise preside over any form of a representative or class proceeding.

Liability Disclaimer

THE INFORMATION, SOFTWARE, PRODUCTS, AND SERVICES INCLUDED IN OR AVAILABLE THROUGH THE SITE MAY INCLUDE INACCURACIES OR TYPOGRAPHICAL ERRORS. CHANGES ARE PERIODICALLY ADDED TO THE INFORMATION HEREIN. STOCKSIFT LLC AND/OR ITS SUPPLIERS MAY MAKE IMPROVEMENTS AND/OR CHANGES IN THE SITE AT ANY TIME.

STOCKSIFT LLC AND/OR ITS SUPPLIERS MAKE NO REPRESENTATIONS ABOUT THE SUITABILITY, RELIABILITY, AVAILABILITY, TIMELINESS, AND ACCURACY OF THE INFORMATION, SOFTWARE, PRODUCTS, SERVICES AND RELATED GRAPHICS CONTAINED ON THE SITE FOR ANY PURPOSE. TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, ALL SUCH INFORMATION, SOFTWARE, PRODUCTS, SERVICES AND RELATED GRAPHICS ARE PROVIDED "AS IS" WITHOUT WARRANTY OR CONDITION OF ANY KIND. STOCKSIFT LLC AND/OR ITS SUPPLIERS HEREBY DISCLAIM ALL WARRANTIES AND CONDITIONS WITH REGARD TO THIS INFORMATION, SOFTWARE, PRODUCTS, SERVICES AND RELATED GRAPHICS, INCLUDING ALL IMPLIED WARRANTIES OR CONDITIONS OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE AND NON-INFRINGEMENT.

TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, IN NO EVENT SHALL STOCKSIFT LLC AND/OR ITS SUPPLIERS BE LIABLE FOR ANY DIRECT, INDIRECT, PUNITIVE, INCIDENTAL, SPECIAL, CONSEQUENTIAL DAMAGES OR ANY DAMAGES WHATSOEVER INCLUDING, WITHOUT LIMITATION, DAMAGES FOR LOSS OF USE, DATA OR PROFITS, ARISING OUT OF OR IN ANY WAY CONNECTED WITH THE USE OR PERFORMANCE OF THE SITE, WITH THE DELAY OR INABILITY TO USE THE SITE OR RELATED SERVICES, THE PROVISION OF OR FAILURE TO PROVIDE SERVICES, OR FOR ANY INFORMATION, SOFTWARE, PRODUCTS, SERVICES AND RELATED GRAPHICS OBTAINED THROUGH THE SITE, OR OTHERWISE ARISING OUT OF THE USE OF THE SITE, WHETHER BASED ON CONTRACT, TORT, NEGLIGENCE, STRICT LIABILITY OR OTHERWISE, EVEN IF STOCKSIFT LLC OR ANY OF ITS SUPPLIERS HAS BEEN ADVISED OF THE POSSIBILITY OF DAMAGES. BECAUSE SOME STATES/JURISDICTIONS DO NOT ALLOW THE EXCLUSION OR LIMITATION OF LIABILITY FOR CONSEQUENTIAL OR INCIDENTAL DAMAGES, THE ABOVE LIMITATION MAY NOT APPLY TO YOU. IF YOU ARE DISSATISFIED WITH ANY PORTION OF THE SITE, OR WITH ANY OF THESE TERMS OF USE, YOUR SOLE AND EXCLUSIVE REMEDY IS TO DISCONTINUE USING THE SITE.

Termination/Access Restriction

Stocksift reserves the right, in its sole discretion, to terminate your access to the Site and the related services or any portion thereof at any time, without notice. To the maximum extent permitted by law, this agreement is governed by the laws of the State of Missouri and you hereby consent to the exclusive jurisdiction and venue of courts in Missouri in all disputes arising out of or relating to the use of the Site. Use of the Site is unauthorized in any jurisdiction that does not give effect to all provisions of these Terms, including, without limitation, this section.

You agree that no joint venture, partnership, employment, or agency relationship exists between you and Stocksift as a result of this agreement or use of the Site. Stocksift's performance of this agreement is subject to existing laws and legal process, and nothing contained in this agreement is in derogation of Stocksift's right to comply with governmental, court and law enforcement requests or requirements relating to your use of the Site or information provided to or gathered by Stocksift with respect to such use. If any part of this agreement is determined to be invalid or unenforceable pursuant to applicable law including, but not limited to, the warranty disclaimers and liability limitations set forth above, then the invalid or unenforceable provision will be deemed superseded by a valid, enforceable provision that most closely matches the intent of the original provision and the remainder of the agreement shall continue in effect.

Unless otherwise specified herein, this agreement constitutes the entire agreement between the user and Stocksift with respect to the Site and it supersedes all prior or contemporaneous communications and proposals, whether electronic, oral or written, between the user and Stocksift with respect to the Site. A printed version of this agreement and of any notice given in electronic form shall be admissible in judicial or administrative proceedings based upon or relating to this agreement to the same extent and subject to the same conditions as other business documents and records originally generated and maintained in printed form. It is the express wish to the parties that this agreement and all related documents be written in English.

Changes to Terms

We reserve the right to update these Terms of Use at any time. Changes will be posted on this page, and your continued use of the site or newsletter constitutes acceptance of the updated terms.

Contact Information

Stocksift welcomes your questions or comments regarding the Terms:

Stocksift LLC
4625 Lindell Blvd.
2nd FL, # 2454
St. Louis, MO 63108

Email Address: blog@stocksift.com